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RCBC launches DiskarTech

Yuchengco-led Rizal Commercial Banking Corporation (RCBC)’s DiskarTech, the country’s first multi-lingual financial inclusion mobile app in Taglish and Cebuano, launches with a 6.5 percent annual savings interest rate to further onboard more Filipinos into the formal banking system this holiday season.

Users of the internationally-recognized RCBC DiskarTech app will enjoy higher savings interest at 6.5 percent from the usual 3.25 percent, from December 1, 2022 to February 28, 2023.

“Christmas season and the New Year are special moments of conclusions and new beginnings. Our most competitive offer to the market is our recognition of Filipino excellence and resilience amidst various crises, and our appreciation for the millions who now have access to financial services” said Lito Villanueva, RCBC Executive Vice President and Chief Innovation and Inclusion Officer in a press release.

“RCBC DiskarTech’s series of accolades including being named as the Philippines’ Best Bank for Digital by Asiamoney for three consecutive years, as well as the back-to-back wins as the Best Financial Inclusion App by The Asian Banker are just reflections of RCBC’s innovations with empathy thrust in further promoting inclusive digital finance in collaboration with the Bangko Sentral ng Pilipinas,” Villanueva added.

The higher interest savings rate is an opportunity for Filipinos, especially the youth who are receiving their holiday aguinaldos or cash gifts from family, and employees getting their Christmas bonuses and 13th month pay. These Christmas savings can be further multiplied through the 6.5 percent interest rate that is considered one of the highest in the Philippine market.

Aside from the higher interest savings rate, users also enjoy elevated access to affordable micro loans, micro insurance, teleconsultation services, cash deposit and withdrawals and e-loading services. For those who are doing their Christmas shopping, users can also enjoy up to 12 percent cashback when buying from global brands like Adidas, H&M, Uniqlo, Zalora, Bench, and Aldo, among many others.

The market’s most attractive offer is on top of RCBC DiskarTech’s latest rewards mechanism for sari-sari store owners and micro and small enterprises who join the bank’s digital financial inclusion campaign. Users can earn as much as P30,000 through RCBC DiskarTech’s NegosyanTech referral program.

RCBC continues to be a leading player in the financial services industry through its pioneering digital solutions that ease and uplift the lives of Filipinos. Even before the year ends, the bank surpassed their feat last year with a posted net income of P10.1 billion for the first nine months of 2022, an 88 percent increase from the same period in 2021.*

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